Travel Insurance

TRAVEL INSURANCE

Travel insurance protects you from unexpected financial losses while travelling, whether internationally or within India. Travel insurance plans come with a range of comprehensive features that offer coverage for trip cancellation, trip delay, trip interruption, medical emergencies, medical evacuation, and more.

Choosing the right travel insurance policy is essential to ensure peace of mind during your journey. Comparing different travel insurance plans helps you select the most suitable coverage at an affordable price. Vaishnavi Insurance helps you explore and choose the best travel insurance policy tailored to your travel needs.

Benefits of Travel Insurance Policies

Buying travel insurance through Vaishnavi Insurance allows you to enjoy several benefits. Before purchasing a policy, it is always recommended to compare plans from top insurance providers to get the best coverage at the right price. Below are some key benefits of travel insurance:

Covers Overseas Emergency Medical and Hospital Costs

If you require medical treatment due to illness or injury while travelling, your travel insurance covers hospitalization expenses, emergency dental treatment, and surgical procedures.

Overseas Emergency Medical Assistance

Travel insurance provides 24/7 emergency assistance services, including medical evacuation, ambulance services, funeral arrangements, and more.

Family Emergency Coverage

In the event of the sudden death, injury, or hospitalization of a close family member or travelling companion, your policy covers unforeseen travel expenses.

Cover for Your Travelling Companion

If your travelling companion is unable to continue the trip due to illness or injury, additional accommodation or travel expenses will be reimbursed as per the policy terms.

Covers Accommodation and Travel Expenses

If you fall ill or meet with an accident and are unable to return home as planned, travel insurance covers extra accommodation and travel costs.

Resumption of Journey

In case you need to return home due to a family emergency or severe illness of a close family member, the policy covers your return journey and helps you resume your trip.

Accidental Death Cover

In the unfortunate event of death caused by an accident during the trip, a death benefit is provided, provided the policy was purchased before the journey commenced.

Hospital Cash Allowance

A daily allowance is paid if you are hospitalized for more than two consecutive days during your overseas trip.

What Is Covered in Travel Insurance?

A travel insurance policy generally covers the following events:

• Medical and hospitalization expenses

• Accidental death and permanent disability

• Loss or delay of checked-in baggage

• Loss of passport

• Hijacking-related damages

• Trip delay or cancellation

• Automatic extension of coverage

• Medical emergency assistance

• Repatriation expenses

What Is Not Covered in Travel Insurance?

Travel insurance policies usually do not cover the following:

• Pre-existing medical conditions and related complications

• Self-inflicted injuries or suicide

• Travelling against medical advice

• Claims arising under the influence of alcohol, drugs, or intoxicants

• Participation in professional sports

• Involvement in criminal activities, riots, or civil commotion

• HIV/AIDS and other sexually transmitted diseases

• Treatment for mental or nervous disorders

• Injuries while serving in armed or military forces

• Acts of terrorism

How to Buy Travel Insurance Online?

You can easily buy a travel insurance policy through Vaishnavi Insurance by exploring various plans, comparing coverage options, and selecting the policy that best suits your travel requirements. Our team assists you in choosing a reliable and affordable travel insurance plan for a safe and worry-free journey.